Underwriting Criteria

Loan Size $500,000 – $3,000,000
Prohibited Property Types Hospitals, ALF’s, Nursing Homes, Health Care, Hotels, Motels
Casinos, Golf Courses, Schools, Unimproved Land,
Recreational Facilities, Movie Theaters, Parking Garages
Location All 50 states plus Washington D.C.
Terms Balloon: 5-15 years
Amortization: Maximum 25 years
Debt Service Coverage Minimum 1.25x for Office, Industrial and Retail
Minimum 1.2x for Multi-Family
Prepayment All loans Treasury make whole call protected
Loan-To-Value Less than or equal to 75%